I think Lindsay is right...I need to get more involved in the whole budgeting/bill paying process. Matt has invited me to go through everything with him in the past, but I've always had the "too many cooks spoil the broth" mentality. I need to start promoting myself as an equal partner when it comes to our income and expenditures. I think the more informed and involved I am, the less frustrated and stressed I'll feel about everything.
I like the Dave Ramsay approach: Every pay period, put the majority of your checks into a household checking account. The remainder goes into your personal accounts. Use your personal accounts for personal stuff . . . clothes, lunches out, morning coffee, make-up, video games, etc. The household account is for stuff that both use . . . groceries, dinner out, gas, cleaning supplies, decor, etc. Set up envelopes for each category of spending (Grocery, Restaurants, Clothing/Body & Hair Care, Pets, Joint Fun, and Individual Fun Money), and put actual money in each envelope. Once the money in those envelopes is gone, that's it for the month.
How will Matt feel about this? It might be too restrictive for him. He is a conservative guy, but something tells me this might be too structured. I'm hoping to sit down with him sometime tomorrow or Thursday and talk it over. I'm actually excited to become more of a partner in all of this.
1 comment:
It can't hurt to try! I bet you two can find a compromise that works. The important thing is to talk about it, not just avoid it or let it build up.
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